Affirm Is Exploring Subscription Service to Guarantee 0% APR on Purchases [BNN Bloomberg (Canada)]
PayPal Holdings, Inc. (PYPL)
Last paypal holdings, inc. earnings: 1/29 04:15 pm
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Source: BNN Bloomberg
The company's work was discovered inside code hidden within its iPhone application. The code — not present to end users — indicates the firm is looking at charging $7.99 per month for the service, which would offer upgrades for both Affirm's buy now, pay later plan users and savings account holders. The subscription service under exploration — called Affirm Plus — would guarantee a rate of 0% APR on installment loans totaling up to $2500, according to the code, which was discovered by developer Steve Moser and shared with Bloomberg News. The company's payment offerings currently come with APRs ranging from 0% to 36%. The code also indicates that the subscription could unlock a higher interest rate for Affirm savings accounts. The current code promises an APY, or annual percentage yield, of 4.75%. That's higher than Affirm's current 4.35% rate, but could shift based on market conditions. There's no guarantee that Affirm ultimately launches the service or that it encompasses the
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PYPL
Earnings
- 10/28/25 - Beat
PYPL
Sec Filings
- 12/16/25 - Form 4
- 12/16/25 - Form 4
- 12/1/25 - Form 4
- PYPL's page on the SEC website