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Stock impact report

How Buy-Now-Pay-Later And Cash Back Apps Drive Holiday Shopping [Forbes]

PayPal Holdings, Inc. (PYPL) 
Last paypal holdings, inc. earnings: 1/29 04:15 pm Check Earnings Report
US:NASDAQ Investor Relations: investor.paypal-corp.com
Company Research Source: Forbes
From a budgeting perspective, many consumers are looking towards financial tools to help with holiday shopping, including the use of buy-now-pay-later (BNPL) and cash back options. BNPL allows shoppers to pay for products in installments over time, however, today's consumer is expecting more features from their payment apps including cash back options and gamification aspects. This holiday season has become a high-stakes battleground between two competing visions of consumer finance. While BNPL giants like PayPal, Klarna, and upstart Sezzle are offering shoppers the ability to split purchases into installments, now sweetened with cash-back rewards, pure cash-back platforms like ShopBack and Venmo Stash are positioning themselves as the smarter alternative, promising real money back without the credit entanglement. The app that can best combine convenience, value, and rewards may capture a generation of loyal users. Consumer Uses BNPL As A Budgeting Tool For Holiday Shopping BNPL Show less Read more
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