CarInsurance.com Report Reveals Stark Car Insurance Rate Gaps Between U.S. Cities
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Source: Business Wire
Premiums vary by more than $3,000 annually, depending on the city FOSTER CITY, Calif.--(BUSINESS WIRE)--CarInsurance.com, a leading online resource for auto insurance education and comparisons, today released its analysis of car insurance premiums across U.S. cities, revealing dramatic cost differences between neighboring municipalities and states.The report, "The Most Expensive Cities for Car Insurance in 2025 (and the Cheapest)," highlights how factors such as population density, traffic risk, crime, weather, and local laws contribute to premiums that can vary by more than $3,000 annually between nearby cities.Key findings include:Detroit and New Orleans are the most expensive cities: Michigan and Louisiana dominate the top list for the highest annual premiums.Vermont is the most affordable state: Low traffic density, low crime, and a tort insurance system keep Vermont cities among the cheapest in the nation.Nearby cities show wide gaps: Brooklyn, NY, drivers pay $3,012 more per
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