5 last-minute ways to clear credit card debt before the new year, using everyday money tools [CNBC]
RAKUTEN GROUP INC S/ADR (RKUNY)
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Source: CNBC
If you're *this close* to paying off your credit card balance and want to walk into the new year debt-free, there are a handful of small, but helpful, steps you can take in these last couple weeks you have left. Apart from winning the lottery or receiving a surprise inheritance, you may have to get creative to pay off your last bit of debt. Below, we've outlined unique tips you can use to become debt-free before 2026. Keep in mind that these tips are likely best for smaller remaining debt balances and while they may help you make progress on heftier balances, they may not completely clear a large balance in just a short amount of time. Explore debt relief options Redeem credit card points as a statement credit If you have a good amount of credit card points and you're prioritizing paying off your credit card debt, you can redeem your points as a statement credit to lower your balance. Statement credit redemptions are generally valued at 1 cent per point. Though your points ca
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