Why your holiday budget keeps failing — and how to fix it before january [Los Angeles Times (CA)]
RAKUTEN GROUP INC S/ADR (RKUNY)
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Source: Los Angeles Times
The job market is tough, student loan and credit card debt are rising, and prices for many items remain high due to inflation. If you're feeling financially strained, know that you're not the only one feeling that way, said Lindsay Bryan-Podvin, a financial therapist and host of the Mind Money Balance podcast. To avoid putting additional pressure on your finances, use the holidays as a time to be extra-mindful of how you spend. Remember that spending money isn't the only way to show your love to your friends and family. “We add on all of the years of nostalgia and pressure that we put on the holidays to meet some sort of picture-perfect version,” Bryan-Podvin said. From setting a budget to creating your own traditions, here are expert recommendations to avoid financial stress this holiday season: Start with a budget What is marketed as “the most wonderful time of the year” can quickly become stressful, Jennifer Seitz, director of education at family finance app Greenlight,
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