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Root Inc (ROOT) Q4 2025 Earnings Call Highlights: Record Revenue and Strategic Partnerships ... [Yahoo! Finance]

Root, Inc. (ROOT) 
Company Research Source: Yahoo! Finance
This article first appeared on GuruFocus Revenue Growth: Increased by 29% in 2025. Net Income: Grew by 30% in 2025, with a record net income of $40 million for the year. Gross Written Premium: Increased by 16% for the full year 2025. Gross Earned Premium: Increased by 19% for the full year 2025. Fourth Quarter Net Income: $5 million, a decrease of $17 million year over year. Operating Income: $62 million for 2025, compared to $79 million in 2024. Adjusted EBITDA: $132 million for 2025, compared to $112 million in 2024. Unencumbered Capital: Ended 2025 with $312 million. Policies in Force Growth: Accelerated by more than double the pace of Q4 2024. Warning! GuruFocus has detected 5 Warning Sign with ROOT. Is ROOT fairly valued? Test your thesis with our free DCF calculator. Release Date: February 25, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript Positive Points Root Inc ( NASDAQ:ROOT ) reported a Show less Read more
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