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Stock impact report

Banco Santander: Why The 'New Era' Makes A 10x P/E Look Cheap [Seeking Alpha]

Banco Santander, S.A. Sponsored ADR (Spain) (SAN) 
Company Research Source: Seeking Alpha
SAN aims to reduce its efficiency ratio to 36% by 2028, leveraging AI automation and acquisition synergies for operational improvement. Management targets €20B underlying profit and 20% RoTE in 2028, implying a forward P/E of 6.9x and potential dividend yield on cost of 7%. I maintain a Buy rating on SAN, citing strong execution, attractive valuation, and a healthy margin of safety despite transformation risks. Getty Images About 6 months ago (check it here ), when I did my first coverage of Banco Santander, S.A. ( SAN ), I defined it as a “simple” case. A global bank, which was in a transition to digital, with several initiatives for efficiency Show less Read more
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