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Stock impact report

Southside Bancshares Q4 Earnings Call Highlights [Yahoo! Finance]

Southside Bancshares, Inc. (SBSI) 
Last southside bancshares, inc. earnings: 1/31 06:30 am Check Earnings Report
US:NASDAQ Investor Relations: southside.com/investor-relations-proxy
Company Research Source: Yahoo! Finance
primarily 5.5% coupon agency MBS, which lifted the securities portfolio to $2.7B, lowered duration and sharply reduced AFS unrealized losses; Q4 tax-equivalent NIM rose to 2.98% and further margin gains are expected (muted in Q1) after the planned redemption of ~ $93M of subordinated debt in Feb 2026. Southside reported Q4 net income of $21.0M ($0.70 EPS), up $16.1M linked-quarter, with full-year net income $69.2M; loans rose 1.1% to $4.18B and the loan pipeline recovered to just over $2B, while credit remained strong (non-performing assets 0.45%, allowance ~0.94%). Deposits fell 1.4% (driven by a $233.5M drop in brokered deposits) but liquidity lines were $2.78B; the bank repurchased 369,804 shares (˜762k still authorized), will prioritize subordinated debt retirement then buybacks/M&A, and budgeted a ~7% rise in non-interest expense for 2026 to support core system migration, a new data platform and an ~$800k one-time charge. Interested in Southside Bancshares, Inc.? Here are f Show less Read more
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