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Stock impact report

ServisFirst Bancshares Q4 Earnings Call Highlights [Yahoo! Finance]

ServisFirst Bancshares, Inc. (SFBS) 
Last servisfirst bancshares, inc. earnings: 4/20 04:01 pm Check Earnings Report
US:NASDAQ Investor Relations: snl.com/irw/presentations/4188426
Company Research Source: Yahoo! Finance
Q4 and management expects further margin improvement in 2026 driven by disciplined loan pricing and an estimated ~ $2 billion of repricing opportunity (including ~$1B of low-rate loans ~130 bps of upside). Texas expansion weighing on near-term expenses: ServisFirst opened a Houston team (nine hires so far) and is budgeting the highest regional growth in 2026, but expects near-term expense growth and an efficiency ratio rising toward ~30–33% as the new bankers build balances. Credit mostly normalized with isolated charge-offs: Q4 net charge-offs were about $6.7M tied largely to one healthcare credit; allowance to loans is 1.25% and NPAs are ~0.97%, with a year-over-year increase driven mainly by a previously disclosed merchant-developer exposure. Interested in ServisFirst Bancshares, Inc.? Here are five stocks we like better. ServisFirst Bancshares (NYSE:SFBS) executives highlighted accelerating earnings momentum, continued net interest margin expansion, and early progress in a Show less Read more
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