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Stock impact report

SMBC Q2 2025 Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]

Southern Missouri Bancorp, Inc. (SMBC) 
Last southern missouri bancorp, inc. earnings: 4/29 06:00 pm Check Earnings Report
US:NASDAQ Investor Relations: investors.bankwithsouthern.com
Chief Executive Officer — Greg Steffens Chief Operating Officer — Stefan Chkautovich TAKEAWAYS Net Income Per Diluted Share -- $1.30, up $0.20 sequentially and $0.23 year over year, reflecting improved profitability. Net Interest Margin (NIM) -- 3.36%, nearly flat from the previous quarter and up from 3.25% in the prior-year quarter. Net Interest Income -- Increased by 4% quarter over quarter and 10.5% year over year, driven by a larger earning asset base. Gross Loan Balances -- Up just over $60 million for the quarter; $295 million, or nearly 8%, higher year over year. Deposit Balances -- Rose by $170 million quarter over quarter and $225 million, or about 5.5%, year over year, attributed to seasonal inflows and special CD promotions. Available-for-Sale Securities Portfolio -- Increased by $48 million, or 11%, bolstering on-balance-sheet liquidity during the quarter. Tangible Book Value Per Share -- $38.91, up $4.26, or 12%, over the past 12 months. Allowance for Show less Read more
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