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-0.0124515771997787 0.0196458218040952 -0.00332042058660757 -0.00193691200885446 0.00857775318206979 0.00996126175982289 0.00110680686220252 0.0229662423907028
Stock impact report

Stellar Bancorp, Inc. Reports Fourth Quarter 2025 Results

Stellar Bancorp, Inc. (STEL) 
Company Research Source: Business Wire
HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company” or “Stellar”) (NYSE: STEL) today reported net income of $26.1 million, or diluted earnings per share of $0.51, for the fourth quarter of 2025 and net income of $102.9 million, or diluted earnings per share of $1.99, for the full year 2025.Financial HighlightsStrong Net Interest Income and Margin: Net interest income was $103.4 million for the fourth quarter of 2025 up from $100.6 million for the third quarter of 2025. The tax equivalent net interest margin, excluding PAA (“Purchase Accounting Adjustments”), was 4.06%(1) for the fourth quarter of 2025 compared to 4.00%(1) for the third quarter of 2025.Solid Profitability: Net income for the full year 2025 was $102.9 million, or diluted earnings per share of $1.99, which translated into a return on average assets of 0.97%, a return on average equity of 6.34% and a return on average tangible equity of 11.48%(1). Net income for the fourth quarter of 2025 was $26.1 million, Show less Read more
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