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Stock impact report

Synchrony sees purchase volumes drop, asset quality rise [Seeking Alpha]

Synchrony Financial (SYF) 
Last synchrony financial earnings: 4/21 06:30 am Check Earnings Report
Company Research Source: Seeking Alpha
FinancialsSynchrony sees purchase volumes drop, asset quality riseApr. 21, 2020 3:42 PM ET|Synchrony Financial (SYF)Liz KiescheWith all eyes on purchasing trends from mid-March on, Synchrony Financial (-2.4%purchase volume fallWorld sales purchase volume fell 27% during the same period, he said.The company's asset quality has improved asset, though, since the financial crisis —73% of its portfolio has a FICO score higher than 660 vs. 61% in 2008, partly because it no longer has the Walmart portfolio. Cardmembers with a FICO score of 600 or lower now accounts for only 9% of its portfolio vs. 19% in 2008.So far about 800K accounts to date, with ~$1.6B in balances, have used Synchrony's relief programs related to COVID-19, which includes waiving fees or minimum payments or deferring the minimum payment. "And we have not seen a tremendous amount of people needing that minimum pay deferral at this point," he said.In terms of SYF's outlook on net charge-offs, Wenzel said that's likely to b Show less Read more
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