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0 -0.00412517188216177 -0.00412517188216177 0.00629192883036789 0.00629192883036789 0.00420850868786199 0.00625026042751786 -0.00620859202466766
Stock impact report

Does Insurance Cover Therapy? [Forbes]

Talkspace, Inc. (TALK) 
Company Research Source: Forbes
But your need for these services and pharmaceuticals must be deemed medically necessary, which requires a diagnosis. Does Insurance Cover Therapy? The Affordable Care Act (ACA), sometimes called Obamacare, requires that health insurance plans include coverage for mental health and substance use disorders. That applies to ACA plans and small group employer-sponsored health plans with 50 or fewer employees (except in California, Colorado, New York, and Vermont, which define small group health plans as employer-sponsored plans with 100 or fewer employees) Many large employers still offer mental health coverage even if it's not required, according to Eric Calciano, lead employee benefits advisor with New City Insurance, an employee benefits consulting firm in San Diego. Prior to the ACA law, a health insurance company that offered individual health insurance could turn you down because of a pre-existing mental health diagnosis or might have excluded mental health treatment from Show less Read more
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