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Stock impact report

Third Coast Bancshares Q1 Earnings Call Highlights [Yahoo! Finance]

Third Coast Bancshares, Inc. (TCBX) 
Company Research Source: Yahoo! Finance
sheet (assets +23.2%, loans +19.5%, deposits +23.5%) but added about $3.3M of nonrecurring merger expenses; diluted EPS was $0.88 or $1.02 excluding those costs, and management expects most cost saves by Q3–Q4 2026 with full run-rate by Jan. 1, 2027. Management sees a blended net interest margin near going forward (3.90% standalone vs. 3.50% Keystone), with potential upside from stronger loan fees and a likely Q2 securitization; fee income is running near guidance of about $4M and could rise to $4–4.5M. Credit quality was affected by one large CRE loan moving to nonaccrual— $17.1 million (foreclosed April 7; LTV ~70%)—which modestly raised nonperforming assets, while management says the broader, diversified portfolio remains stable. Interested in Third Coast Bancshares, Inc.? Here are five stocks we like better. Regional Bank Buybacks: 5 Institutions Making Big Moves Third Coast Bancshares (NASDAQ:TCBX) used its first-quarter 2026 earnings call to highlight the early impact Show less Read more
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