Confident but Cautious: TD Survey Finds Small Business Owners Optimistic About the Future, Yet Many Still Lack a Financial Safety Net
Toronto Dominion Bank (The) (TD)
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Source: Business Wire
Second Annual TD Survey Finds Small Businesses Are Eager to Level Up to Grow, Modernize Operations, Adopt AI and Strengthen Fraud Defenses MOUNT LAUREL, N.J.--(BUSINESS WIRE)--Small business owners across the U.S. are going through the year with confidence and growth ambitions, but many remain financially vulnerable beneath the surface, according to the second annual Financial Preparedness Survey: Small Business Owners’ Report from TD.The survey finds that, while 94% of small business owners say they feel financially prepared for the next 12 to 18 months, only 24% report having more than six months of emergency savings to cover operating expenses. At the same time, more than one-third of owners (34%) say a business should ideally have more than six months of reserves to be considered financially prepared, underscoring a gap between confidence and cushion."Working capital is critical to both short- and long-term stability for small businesses, giving owners the flexibility they need
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