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Stock impact report

How Have Your Target-Date Funds Fared This Year? [The Motley Fool]

T. Rowe Price Group, Inc. (TROW) 
Last t. rowe price group, inc. earnings: 4/28 07:30 am Check Earnings Report
US:NASDAQ Investor Relations: trow.client.shareholder.com
Company Research Source: The Motley Fool
In folklore, a silver bullet can quickly kill an otherwise resilient werewolf. But real-life challenges -- such as saving for retirement -- rarely have such a straightforward solution.Target-date funds are positioned as an easy solution for retirement savings. A target-date fund's objective is to be a single asset that adjusts itself to meet shareholders' needs at all phases of retirement savings. In the early years, when the investment timeline is long, the portfolio is optimized for gains. In the later years, closer to retirement, the portfolio of the same fund gets more conservative to protect shareholders' capital.Image source: Getty Images.Sounds like magic, right? The trouble is, target-date funds don't always live up to their promises. These funds became wildly popular in the mid-000s and faced their first big test in thebear market 00Those invested in 000 to 00 target-date funds should have been insulated from some of this volatility. After all, the target retirement year had Show less Read more
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