15 million Americans have medical bills on credit reports: CFPB [Yahoo! Finance]
TransUnion (TRU)
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Source: Yahoo! Finance
The finding comes despite changes by Equifax, Experian, and TransUnion. The 15 million Americans disproportionately live in the South and low-income communities. Collectively, they have more than $49bn in outstanding medical bills in collections. This is the CFPB's second analysis of the changes made by the three national credit reporting companies to reduce the number of medical bills on credit reports. The CFPB proposes to consider options to restrict the reporting of allegedly unpaid medical bills on credit reports. CFPB research highlights need for further reforms “Experian, Equifax, and TransUnion took steps to remove many medical bills in part because of the recognition that they hold little predictive value,” said CFPB Director Rohit Chopra. “Findings from our latest research reveal the impact of these changes and the need for further reforms.” In March 2022, CFPB research revealed an estimated $88bn in medical bills on Americans' credit reports. Following that study, t
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