Affirm Users: BNPL Payments Will Now Show Up on Your Credit Report [CNET News]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: CNET News
credit bureau TransUnion for its installment loan products issued on or after May 1. It already reports payment information to Experian for any installment loans issued on or after April 1. Credit reporting agencies receive a record of your transactions, debt and payment history from credit card issuers, banks and commercial lenders to determine your creditworthiness. But unlike borrowing from other traditional financial institutions, BNPL has typically been left off credit reports. Affirm is the first major BNPL provider to report these popular short-term loans -- which provide convenient, interest-free pay-over-time options -- to the credit-reporting system. Affirm said the move will help lenders make informed decisions about extending credit and help you build your credit history But is this change good news for you? And how will it affect your finances moving forward? Here's what to know. What BNPL means for your credit report Affirm said , "Consumers will see details ab
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- 10/23/25 - Beat
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- 12/23/25 - Form 8-K
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