Canadians stare down a ‘little room for error' economy in 2026 [Wealth Professional (Canada)]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Wealth Professional
Canadians are cutting spending, avoiding restaurants and scaling back retirement contributions, even as some debt indicators improve — a combination that points to rising advice needs heading into 2026. According to the latest MNP Consumer Debt Index, conducted quarterly by Ipsos, 71 percent of Canadians expect the cost of living to worsen this year, and 59 percent believe the overall economy will deteriorate. MNP also reports that 59 percent expect housing affordability to decline, while many anticipate more pressure from interest rates, inflation and the job market. MNP president Grant Bazian says there is “a widespread sense that household finances will come under increasing pressure,” and that Canadians expect most aspects of daily life to worsen rather than improve in 2026. Despite that pessimism, MNP says its index rose one point last quarter to 87, marking the first time it has improved in December. The firm reports that 41 percent of Canadians are within $200 of not
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