Could your buy now, pay later loans affect your credit score? Here's what you need to know [CNBC]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: CNBC
Up until now, installment payments have largely gone undetected , primarily because most lenders don't report their customers' loan information and payment history to the three major credit bureaus: Equifax, Experian and TransUnion. That has made buy now, pay later debt especially hard to track, and raised concerns that consumers are getting in over their heads, some experts say — even more than with credit cards , which are simpler to account for, despite sky-high interest rates Earlier this year, Apple became the first major BNPL provider to start reporting all user account information to a credit reporting agency. Providers including AfterPay Affirm and Klarna already report some loans to the credit bureaus and experts say more are likely to follow, paving the way for a consumer's BNPL history to factor into their credit history and ultimately their credit score. “Apple beginning to report to Experian is the tipping point,” said Liz Pagel, senior vice president of consumer l
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News
- Bond King Jeffrey Gundlach warns over US economy as Americans' debt piles up: 'Concerning' [Yahoo! Finance]Yahoo! Finance
- Bond King Jeffrey Gundlach warns over US economy as Americans' debt piles up: 'Concerning' [FOX Business Network]FOX Business Network
- 15 million Americans still harmed by medical debt despite credit agencies' changes [FOX Business Network]FOX Business Network
- First Orion, TNS and TransUnion Partnership Helps Standardize Enterprise Vetting and End-to-End Call Authentication Across Branded Calling Ecosystem [Yahoo! Finance]Yahoo! Finance
- First Orion, TNS and TransUnion Partnership Helps Standardize Enterprise Vetting and End-to-End Call Authentication Across Branded Calling EcosystemGlobeNewswire
TRU
Earnings
- 4/25/24 - Beat
TRU
Sec Filings
- 5/7/24 - Form 8-K
- 5/6/24 - Form 4
- 5/6/24 - Form 4
- TRU's page on the SEC website