Do Credit Building Apps Actually Help Build Credit? [Forbes]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Forbes
Essentially, you need a product (a credit card, a loan, or a credit-building tool) that reports your account to a credit bureau. From there, making on-time payments, keeping debt levels low, and showing you can handle debt responsibly helps you build credit over time. Unfortunately, getting starting building credit is often more difficult than it should be. That's because, by and large, you need a company to give you credit in order to build credit history in the first place. And since lenders typically shy away from approving applicants who don't have any credit history, this creates a problem for credit newcomers who need to build credit from scratch. The Rise Of Credit-Building Apps If you are someone who needs to build credit or repair credit mistakes from the past, you have probably seen the plethora of credit building apps on the market today. It fact, it seems like every FinTech related company is starting to offer some type of credit building product. While each app work
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News
- The habits that could earn you an 800+ credit score [Yahoo! Finance]Yahoo! Finance
- Medical Debt Shows Up Less Often on Credit Reports [The New York Times]The New York Times
- TransUnion Declares First Quarter 2024 Dividend of $0.105 per ShareGlobeNewswire
- Fed holds interest rates higher for even longer as inflation remains high [FOX Business Network]FOX Business Network
- ‘If Americans want lower interest rates, they're going to have to do it themselves,' analyst says. Here's how [CNBC]CNBC
TRU
Earnings
- 4/25/24 - Beat
TRU
Sec Filings
- 5/3/24 - Form 4
- 5/2/24 - Form 144
- 5/1/24 - Form 144
- TRU's page on the SEC website