How length of credit history affects your credit score [Yahoo! Finance]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Yahoo! Finance
Negative information, such as missed payments, can have a bigger impact on your credit score than a young credit report. Conversely, consistently displaying positive habits such as paying on time and keeping a low credit utilization can help build good credit even without a lengthy history. There are many components influencing your credit score, including how long you've been using credit. Your length of credit history is somewhat minor compared with other credit score factors like payment history or credit utilization. But length of credit history accounts for 15 percent of your FICO score and around 20 percent of your VantageScore credit score (in combination with your “credit mix,” or the types of credit accounts you use). Having a solid length of credit history on your credit report has the potential to improve your credit score. That makes it a credit score category worth paying attention to and optimizing. After all, having a strong credit score opens the door for better
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TRU
Earnings
- 4/25/24 - Beat
TRU
Sec Filings
- 5/6/24 - Form 4
- 5/6/24 - Form 4
- 5/6/24 - Form 4
- TRU's page on the SEC website