An inside look at how your loans — and spending — affect your credit score [BNN Bloomberg (Canada)]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: BNN Bloomberg
A credit score ranges between 300 and 900 points. It's considered a predictor of how likely a borrower is to pay their debt on time and affects a lender's decisions on loans, interest rates and credit limits. The higher it is, the better it reflects on a consumer. While some credit products influence your score more than others, experts say what really matters is your individual behaviour with credit — and the algorithms used to calculate the number. In Canada, Equifax and TransUnion are among the two biggest organizations that collect data on consumer borrowing and provide credit scores to lenders. “It's really about what data goes into them and the algorithm, in terms of how they calculate (credit scores),” said Rebecca Oakes, Equifax Canada's vice-president of advanced analytics. That's partly because when lenders bring new products to the market, it shakes up the data being collected and rejigs the algorithm. “If you go back maybe 20 years ago, we had quite limited mort
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News
- Negative Equity Leaves 30% Of Car-Buyers Underwater On Trade-Ins [zero hedge]zero hedge
- An inside look at how your loans — and spending — affect your credit score [Yahoo! Finance Canada]Yahoo! Finance Canada
- AI can now Eliminate 78% of Tax Prep Headaches for Landlords [TheStreet.com]TheStreet.com
- Why more credit report errors are slipping through the cracks — and how to fix yours [CNBC]CNBC
- Nearly 1 in 3 car buyers are underwater on trade-ins — analyst calls dollar amount ‘troubling' [CNBC]CNBC
TRU
Earnings
- 2/12/26 - Beat
TRU
Sec Filings
- 3/27/26 - Form SCHEDULE
- 3/24/26 - Form ARS
- 3/24/26 - Form DEFA14A
- TRU's page on the SEC website