Millions of student loans are in default. Act now to save your credit [USA TODAY]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: USA TODAY
Before ringing in the new year, millions of Americans may want to check in with their student loan servicers because they may be on the soon-to-be reported default list, experts said. More than four million Americans are technically in default, or at least 270 days overdue, on their student loans, said Michele Raneri, vice president and head of U.S. research and consulting at TransUnion. They just haven't been reported to the credit bureaus yet for various reasons, including processing lags, she said. When they're finally reported, there could be almost 10 million borrowers, or almost 25% of the federal student loan portfolio, in default, the Department of Education said . That would be a record, experts said. If borrowers don't act quickly to ward off being reported to the credit bureaus, their credit scores will plummet and they could see their wages, Social Security benefits and tax refunds garnished “Borrowers have been falling behind since payments restarted post-pandemic,
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TRU
Earnings
- 10/23/25 - Beat
TRU
Sec Filings
- 12/19/25 - Form 4
- 12/17/25 - Form 144
- 12/11/25 - Form 4
- TRU's page on the SEC website