New research shows how persistent credit card debt is. Here's how to break the cycle [Yahoo! Finance]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Yahoo! Finance
And how much credit people in either group use tends to stay consistent over time, according to recent economics research by West Virginia University (WVU). That means when someone's credit limit goes up or down, so does their credit usage. Carrying a balance is never a good pattern to have. With the average credit card interest rate hovering over 20 percent, according to Bankrate, card debt can get expensive very quickly. “When you consistently revolve a balance, you're paying an enormous amount of money to view that credit limit as money,” says Sam Hohman, CEO and president of Credit Advisors Foundation, a nonprofit organization providing credit counseling and other services. Along with Hohman, I also spoke with Martin Lynch, president of the Financial Counseling Association of America, and Scott Schuh, associate professor at WVU, who coauthored the research, about why such patterns exist — and what you can do to break out of the revolving cycle of credit card debt. The WVU
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TRU
Earnings
- 10/23/25 - Beat
TRU
Sec Filings
- 12/23/25 - Form 8-K
- 12/19/25 - Form 4
- 12/17/25 - Form 144
- TRU's page on the SEC website