Settled medical debt is now dropping off credit reports — here's how to check your record and make sure it's right [CNBC]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: CNBC
As of Friday, the first phase of changes to when such debt will show up on credit reports takes effect. Specifically, the three large credit reporting firms — Equifax, Experian and TransUnion — no longer will include medical debt after it's paid off. Under prior practice, it could remain on your record for seven years. Additionally, consumers now get a year, up from six months, before unpaid medical debt appears on credit reports once it goes to a collection agency. And more changes are coming: In the first half of 2023, the credit bureaus will stop including any unpaid debts that are less than $500. More from Invest in You: Student loan forgiveness could narrow racial wealth gap Do this with 529 college savings plan if student debt's forgiven Here's how to get the most money towards college Collectively, the changes “should have the impact of improving credit scores for millions of Americans,” said Jeff Smedsrud, co-founder of HealthCare.com. Medical debt can hurt your
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News
- The habits that could earn you an 800+ credit score [Yahoo! Finance]Yahoo! Finance
- Medical Debt Shows Up Less Often on Credit Reports [The New York Times]The New York Times
- TransUnion Declares First Quarter 2024 Dividend of $0.105 per ShareGlobeNewswire
- Fed holds interest rates higher for even longer as inflation remains high [FOX Business Network]FOX Business Network
- ‘If Americans want lower interest rates, they're going to have to do it themselves,' analyst says. Here's how [CNBC]CNBC
TRU
Earnings
- 4/25/24 - Beat
TRU
Sec Filings
- 5/3/24 - Form 4
- 5/2/24 - Form 144
- 5/1/24 - Form 144
- TRU's page on the SEC website