What to do when your credit card application is denied [Yahoo! Finance]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Yahoo! Finance
So while you hope for a “congrats” email to hit your inbox, receiving a denial letter instead can hurt. Not only does a credit card rejection mean you won't get access to the new card, but it can also have a short-term negative impact on your credit. Here's how to find out why you were denied and take steps to improve your odds of approval next time — so you don't rack up hard inquiries on your credit report with no new accounts to show for it. What to do if your application is denied After you receive the notice that your credit card application was denied, don't hesitate to find out why. Get an explanation Under the Equal Credit Opportunity Act (ECOA) , credit card companies are required to share the reason for rejecting your application — as long as you ask within 60 days of receiving the denial. These are just a few common reasons your credit application may be denied: Your credit score isn't high enough. You have a limited credit history You didn't report a hi
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News
- The habits that could earn you an 800+ credit score [Yahoo! Finance]Yahoo! Finance
- Medical Debt Shows Up Less Often on Credit Reports [The New York Times]The New York Times
- TransUnion Declares First Quarter 2024 Dividend of $0.105 per ShareGlobeNewswire
- Fed holds interest rates higher for even longer as inflation remains high [FOX Business Network]FOX Business Network
- ‘If Americans want lower interest rates, they're going to have to do it themselves,' analyst says. Here's how [CNBC]CNBC
TRU
Earnings
- 4/25/24 - Beat
TRU
Sec Filings
- 5/3/24 - Form 4
- 5/2/24 - Form 144
- 5/1/24 - Form 144
- TRU's page on the SEC website