Column: Did coronavirus close Musso & Frank — or the state? Big money hangs in the balance [Los Angeles Times (CA)]
The Travelers Companies, Inc. (TRV)
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Source: Los Angeles Times
The landmark Musso & Frank Grill was founded in Hollywood in 1919, smack in the middle of the Spanish flu pandemic. “We’ve seen a lot of ups and downs since then,” its chief operating officer, Mark Echeverria, told me, listing the Spanish flu, Prohibition, the Great Depression, World War II and the 2008 recession. From that perspective, the coronavirus crisis that has kept the restaurant shuttered since March 15 is another challenge to be met and defeated. “We’ll come through this one too,” says John Echeverria, who is Mark’s father and a member of the third generation to run a restaurant that was bought by his wife’s great-grandfather in 1927. But this episode has some unique features compared to those historic events. Among them is a dispute with its business insurer over whether its more than month-long (and counting) closure is even caused by the virus. That question is entwined in the boiler-plate language of the restaurant’s business interruption insurance, which seems to exclud
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