Trump's Credit Card Interest Rate Cap Could Mean 'Diminished' Rewards, Points and Miles [Yahoo! Finance]
United Airlines Holdings, Inc. (UAL)
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Source: Yahoo! Finance
Points and miles expert Tiffany Funk says the rate cap could mean fewer points and higher fees for cards. The president's proposal to cap credit-card interest rates could mean upheaval for rewards aficionados, an expert told Investopedia President Donald Trump's idea —to cap rates at 10%—might mean relief for some card users but also substantially limit access to credit for many Americans with lower credit scores. (Trump on Friday wrote on Truth Social that "Effective January 20, 2026, I, as President of the United States, am calling for a one year cap on Credit Card Interest Rates of 10%.") Doing so, meanwhile, "would be a chaotic contraction of the rewards ecosystem," according to expert Tiffany Funk. Funk, the co-founder of the flight rewards platform point.me, says Trump's proposal would have a massive impact on points and miles. "The reality is that these great bank rewards programs are made possible in part by the interest and other fees," Funk says. "Banks aren't going
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UAL
Earnings
- 10/15/25 - Beat
UAL
Sec Filings
- 1/5/26 - Form 4
- 1/5/26 - Form 4
- 1/5/26 - Form 4
- UAL's page on the SEC website