UCB Q1 2026 Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]
United Community Banks, Inc. (UCB)
Company Research
Source: Globe and Mail, The
Chief Financial Officer — Jefferson Harralson President, Commercial Specialty Banking — Richard Bradshaw Chief Credit Officer — Robert Edwards Need a quote from a Motley Fool analyst? Email pr@fool.com TAKEAWAYS Net Income -- $84 million, with reported EPS of $0.69 and operating EPS of $0.70, reflecting a 19% increase in operating EPS. Annualized Loan Growth -- 4.5%, led primarily by HELOC and C&I segments. Net Interest Margin -- Increased 3 basis points to 3.65%, marking five consecutive quarters of expanding margin; up 29 basis points year over year. Deposit Growth -- End-of-period customer deposits increased by $237 million, representing 4% annualized growth; growth driven primarily by DDA accounts. Cost of Deposits -- Decreased 9 basis points to 1.67%, with cumulative total deposit beta at 39% this cycle, exceeding management's goal. Credit Quality -- Net charge-offs reported at 22 basis points; nonperforming assets at 50 basis points of loans, down 1 basis po
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UCB
News
- SC lender drills down on Atlanta area with $100.8M deal [Yahoo! Finance]Yahoo! Finance
- United Community Banks (UCB) had its "buy" rating reaffirmed by DA Davidson. They now have a $39.00 price target on the stock.MarketBeat
- UCB Q1 Deep Dive: Loan Growth, Deposit Trends, and Strategic M&A Take Center Stage [Yahoo! Finance]Yahoo! Finance
- United Community Banks (UCB) had its price target raised by Piper Sandler from $35.00 to $36.00. They now have a "neutral" rating on the stock.MarketBeat
- United Community Banks Inc (UCB) Q1 2026 Earnings Call Highlights: Strong Financial Performance ... [Yahoo! Finance]Yahoo! Finance
UCB
Earnings
- 4/21/26 - Miss
UCB
Sec Filings
- 4/24/26 - Form 13F-NT
- 4/24/26 - Form 13F-HR
- 4/21/26 - Form 425
- UCB's page on the SEC website