United Community Banks Inc (UCB) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and ... [Yahoo! Finance]
United Community Banks, Inc. (UCB)
Company Research
Source: Yahoo! Finance
Operating Earnings Per Share (Q4): $0.71, a 13% year-over-year improvement. Annual Operating Earnings Per Share: Increased by 18% from $2.30 to $2.71. Return on Assets (Q4): Return on Tangible Common Equity (Q4): Net Interest Margin (Q4): Increased by 4 basis points to 3.62%. Loan Growth: 4.4% annualized pace, primarily in C&I and HELOC categories. Deposit Growth: 1% for the year. Cost of Deposits (Q4): Improved by 21 basis points to 1.76%. Loan-to-Deposit Ratio: Increased to 82%. CET1 Ratio: Tangible Common Equity (TCE): Increased by 21 basis points to 9.92%. Non-Interest Income (Q4): $40.5 million, down $2.8 million from the previous quarter. Operating Expenses (Q4): $151.4 million, an increase of $4 million. Net Charge-Offs (Q4): 34 basis points, primarily due to two C&I loans. Allowance for Credit Losses: Coverage moved down slightly to 1.16%. Warning! GuruFocus has detected 8 Warning Signs with RMCF. Is UCB fairly valued? Test your thesis with our
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UCB
News
- Best Momentum Stocks to Buy for Jan. 16 [Yahoo! Finance]Yahoo! Finance
- Are You Looking for a High-Growth Dividend Stock? [Yahoo! Finance]Yahoo! Finance
- United Community Banks (NYSE:UCB) had its "overweight" rating reaffirmed by analysts at Stephens.MarketBeat
- United Community Banks (NYSE:UCB) was given a new $39.00 price target on by analysts at DA Davidson.MarketBeat
- United Community Banks (NYSE:UCB) had its price target raised by analysts at Keefe, Bruyette & Woods from $34.00 to $36.00. They now have a "market perform" rating on the stock.MarketBeat
UCB
Earnings
- 1/14/26 - Miss
UCB
Sec Filings
- 1/14/26 - Form 8-K
- 12/8/25 - Form 8-K
- 12/1/25 - Form S-3ASR
- UCB's page on the SEC website