The pros and cons of 'loud budgeting': Can it really help you save money? [USA TODAY]
UMB Financial Corporation (UMBF)
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Source: USA TODAY
budgeting” takes a different spin, with individuals shining some public light on their finances in hopes of getting them in order. The trend has become popular on TikTok and other social-media channels, especially among young adults. A frank, open discussion can result in new strategies and tips to embrace, the adoption of helpful behaviors, worthwhile feedback and more resolve to achieve financial goals. However, there also are potential dangers to heed. “Loud budgeting is all about being transparent with others so they can support you and hold you accountable,” wrote Kris Batch, a senior vice president at UMB Bank, in a recent commentary. “Similar to having a workout buddy who is reminding you to get out the door and to the gym, loud budgeting gives you accountability with confidence.” It also involves articulating personal values and embracing what you consider to be important. For example, Batch said, rather than spend $50 on a friend's birthday cake, you might announce you
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