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Stock impact report

3 Reasons to Avoid UNM and 1 Stock to Buy Instead [Yahoo! Finance]

Unum Group (UNM) 
Last unum group earnings: 2/4 04:15 pm Check Earnings Report
US:NYSE Investor Relations: investors.unum.com
Company Research Source: Yahoo! Finance
The stock also fell short of the S&P 500's 3.1% gain during that period. Is now the time to buy Unum Group, or should you be careful about including it in your portfolio? Get the full breakdown from our expert analysts, it's free Why Do We Think Unum Group Will Underperform? We're sitting this one out for now. Here are three reasons we avoid UNM and a stock we'd rather own. 1. Net Premiums Earned Point to Soft Demand When insurers sell policies, they protect themselves from extremely large losses or an outsized accumulation of losses with reinsurance (insurance for insurance companies). Net premiums earned are therefore net of what's ceded to reinsurers as a risk mitigation and transfer strategy. Unum Group's net premiums earned has grown at a 2.9% annualized rate over the last five years, much worse than the broader insurance industry and in line with its total revenue. Unum Group Trailing 12-Month Net Premiums Earned 2. Revenue Projections Show Stormy Skies Ahead F Show less Read more
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