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0.000320081940976963 6.40163881953198E-05 -0.000448114717367602 -0.00160040970488445 -0.00288073746879194 -0.00512131105563031 -0.00953844184111138 -0.00710581908968705
Stock impact report

Unum (UNM) Q3 2025 Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]

Unum Group (UNM) 
Last unum group earnings: 2/4 04:15 pm Check Earnings Report
US:NYSE Investor Relations: investors.unum.com
Executive Vice President and Chief Financial Officer — Steven Zabel Executive Vice President, Unum US — Christopher Pyne Executive Vice President, Unum International — Mark Till Executive Vice President, Colonial Life — Timothy Arnold Need a quote from a Motley Fool analyst? Email pr@fool.com Risks Closed Block adjusted operating income declined to $14.1 million from $34.2 million, reflecting lower alternative investment income and unfavorable new claim size in long-term care. Management explicitly cited the removal of morbidity and mortality improvement assumptions, leading to a $850 million reserve increase, as necessary due to "heightened modeling uncertainty." The net premium ratio increase for the Closed Block lowered quarterly earnings by about $10 million and will continue to do so moving forward. Unum US total group persistency declined to 89.8% from 92.5% year over year, although it remains above management's expectations. Takeaways Core business premiu Show less Read more
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