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Stock impact report

USCB (USCB) Q1 2026 Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]

USCB Financial Holdings, Inc. - Class A (USCB) 
Chief Financial Officer — Rob Anderson Chief Credit Officer — William Turner Need a quote from a Motley Fool analyst? Email pr@fool.com Takeaways Net income -- $9.4 million, or $0.51 per diluted share on a GAAP basis, with an operating diluted EPS of $0.47 after normalizing for a tax benefit. Total assets -- $2.8 billion, increasing 6.3% year over year, reflecting steady balance sheet expansion. Loan growth -- Loans rose 10.1% year over year to $2.2 billion, with $188 million in gross loan production for the quarter. Deposit growth -- Deposits increased 8% year over year to $2.5 billion, with specialized business verticals accounting for 30% of deposits ($747 million). Deposit costs -- Total deposit cost declined by eight basis points quarter over quarter to 2.2%, aided by lower-cost funding in private client group (just over 2%), and correspondent banking (1.65%). Net interest margin -- Expanded to 3.27% from 3.10% a year ago; March margin was 3.28%, and management Show less Read more
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