Impact PartnersVoice: Where Did All The Pensions Go? [Forbes]
UNITED TECHNOLOGIES (UTX)
Last united technologies earnings: 1/28 06:30 am
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Source: Forbes
The year is 1965, and Mr. Smith has worked for the same company for 35 years. Mr. Smith is set to retire in the next year and is looking forward to receiving his full pension, which will guarantee him an income stream for the remainder of his life. It’s the reward and benefit he receives from his company for his loyalty and hard work for all those years. This pension payment will give him the comfort of a regular paycheck plus Social Security benefits during retirement. Many of today’s retirees are not as fortunate. The days of working at a company for 20+ years and receiving a hefty pension for your retirement years are all but over unless you work for the government or a select few companies that still offer them. A Towers Watson study found that by year-end 2013, only 24% of Fortune 500 companies offered any type of defined benefit plan. Have you ever wondered why? Why don’t companies, for the most part, offer pension plans anymore? Let me explain. In 1978, Congress ap
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