Velocity Financial Inc (VEL) Q4 2025 Earnings Call Highlights: Record Growth and Strategic ... [Yahoo! Finance]
Velocity Financial, Inc. (VEL)
Company Research
Source: Yahoo! Finance
This article first appeared on GuruFocus Release Date: March 11, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript Positive Points Velocity Financial Inc ( NYSE:VEL ) reported a 52% increase in core net income, reaching $111 million, and achieved a record pre-tax ROE of 26%. The company experienced a 49% increase in origination volume, setting a record at $2.7 billion. VEL successfully completed 9 new securitizations, issuing $2.6 billion in new securities. The company entered into a transformative partnership, selling $129 million of NPLs while retaining servicing rights, freeing up $50 million in working capital. VEL issued its first rated unsecured debt offering of $500 million, enhancing liquidity and reducing reliance on short-term warehouse lines. Negative Points The non-performing loan (NPL) rate, although reduced, remains relatively high at 8.5% at the end of 2025. The company reported a net loss of
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VEL
News
- Velocity Financial, Inc. Q4 2025 Earnings Call Summary [Yahoo! Finance]Yahoo! Finance
- Velocity Financial, Inc. (VEL) Q4 2025 Earnings Call Transcript [Seeking Alpha]Seeking Alpha
- Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results [Yahoo! Finance]Yahoo! Finance
- Velocity Financial Non-GAAP EPS of $0.93 beats by $0.26, revenue of $102.9M [Seeking Alpha]Seeking Alpha
- Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 ResultsBusiness Wire
VEL
Earnings
- 3/11/26 - Beat
VEL
Analyst Actions
- 3/17/26 - BTIG
VEL
Sec Filings
- 3/18/26 - Form 4
- 3/17/26 - Form 144
- 3/13/26 - Form 8-K
- VEL's page on the SEC website