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Stock impact report

Here's Why BofA Has a Hold Rating on XP Inc. (XP) [Yahoo! Finance]

XP Inc. - Class A (XP) 
Company Research Source: Yahoo! Finance
?Pierry from Bank of America Securities noted that while the CEO Thiago Maffra has outlined key strategic priorities for 2026, the earnings for the year are only expected to grow by around 8%. Maffra noted that the company will be focusing on standardizing Independent Financial Advisors' services, developing alternative distribution channels, and expanding premium services to lower-tier customers. Despite these efforts, the earnings growth is expected to be limited mainly due to limited growth in revenue yield and an expected increase in investment in the B2C channel. ?Moreover, the analyst expects that these efforts will lead to increased engagement and enhanced customer experience, which will help earnings in the long term. However, in the short term, earnings are expected to stay limited due to elevated interest rates and essential investments. ?That said, XP Inc. (NASDAQ:XP) grew its fiscal Q3 2025 revenue by 17.04% year-over-year to $875.65 million and surpassed estimates by Show less Read more
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