X Financial: A Tech-Finance Gem In A Rough Geopolitical Climate [Seeking Alpha]
X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF)
Last x financial american depositary shares, each representing six class a ordinary shares earnings: 3/18 05:20 pm
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Source: Seeking Alpha
XYF's advanced technology, AI-driven risk management, and government-backed loan subsidies support operational efficiency and customer acquisition. Despite strong financials and low valuation, XYF faces significant risks from its VIE structure and ongoing US-China geopolitical tensions. Given these risks, XYF is rated Hold until there is a favorable resolution to US-China trade tensions, but remains on the buy watchlist. findfootagehq/E+ via Getty Images Investment thesis X Financial ( NYSE: XYF ) is an efficient, tech-driven Chinese consumer finance company with strong growth and improving credit metrics despite the challenging Chinese economic moment. While its valuation is compelling and operational results are robust, the This article was written by Analyst's Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it
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High impacting X Financial American Depositary Shares, each representing six Class A Ordinary Shares news events
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XYF
News
- X Financial (NYSE:XYF) had its "hold (c+)" rating reaffirmed by analysts at <a style="font-weight:bold" href="https://weissratings.com/">Weiss Ratings</a>.MarketBeat
- X Financial (NYSE:XYF) had its "hold (c+)" rating reaffirmed by analysts at <a style="font-weight:bold" href="https://weissratings.com/">Weiss Ratings</a>.MarketBeat
- X Financial (NYSE:XYF) was downgraded by analysts at <a style="font-weight:bold" href="https://www.wallstreetzen.com/newsletters/zen-ratings?ticker=XYF&utm_campaign=getratings&utm_medium=online&utm_source=MarketBeat">Wall Street Zen</a> MarketBeat
- X Financial (XYF) Q3 2025 Earnings Call Transcript [Seeking Alpha]Seeking Alpha
- X Financial (NYSE: XYF) Reports Q3 2025 Results: Revenue +23.9% YoY, Sequential Decline Amid Rising Credit Costs and Moderating Borrower Activity [Yahoo! Finance]Yahoo! Finance
XYF
Sec Filings
- 11/20/25 - Form 6-K
- 11/18/25 - Form 6-K
- 11/14/25 - Form 144
- XYF's page on the SEC website