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Stock impact report

Afterpay Data Reveals 96% of U.S. Customers Paid Off Black Friday Cyber Monday Purchases Early or On Time, Demonstrating Responsible Spending During Peak Shopping Season

Block, Inc. Class A, (XYZ) 
Company Research Source: Business Wire
Strong payment performance underscores how Pay-in-4 empowers consumers to shop responsibly without interest or hidden fees DISTRIBUTED-WORK-MODEL/SAN FRANCISCO--(BUSINESS WIRE)--Afterpay, a leading global fintech company and pioneer of the Buy Now, Pay Later (BNPL) movement, today announced that 96% of its U.S. Pay-in-4 customers who shopped during the 2025 Black Friday and Cyber Monday period paid off their purchases early or on time. The data reflects a broader trend of consumers using Afterpay as a tool to manage holiday spending responsibly—without the burden of interest charges or revolving debt that often accompany traditional credit card purchases.The strong payment performance comes as credit card debt reaches crisis levels for American consumers. According to the Consumer Financial Protection Bureau's (CFPB) recent report to Congress—released just last month—credit card balances exceeded $1.2 trillion in 2024, with the average cardholder carrying $5,300 in monthly balance— Show less Read more
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