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Stock impact report

Exzeo Group Q4 Earnings Call Highlights [Yahoo! Finance]

Exzeo Group, Inc. (XZO) 
Company Research Source: Yahoo! Finance
full-year pre-tax income over $110 million (EPS $0.99), with revenue of $53 million in Q4 and $217 million for the year, adjusted EBITDA margins above 54%, roughly $97 million in free cash flow (117% conversion), and ending the year with $305 million in cash and no debt ; management reiterated Q1 pre-tax guidance of $23–26 million and full-year 2026 guidance of $115–125 million. Operational growth accelerated: Managed Premium of ~$1.39 billion at quarter-end (up from ~$580 million a year earlier) and ARR of $215 million, management added non-HCI clients expected to reach ~$100 million of premium by end-Q1, raised 2026 Managed Premium guidance to $1.55 billion, and signed Tokio Marine Highland to launch a flood product with the first policy already issued. Leadership views AI as an industry catalyst and positions Exzeo as a modern, fully automated, scalable platform—built on years of curated data and software—that can lower operating costs and speed underwriting, supporting the com Show less Read more
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