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Stock impact report

3 Reasons to Sell AFL and 1 Stock to Buy Instead [Yahoo! Finance]

AFLAC Incorporated (AFL) 
Last aflac incorporated earnings: 4/29 04:15 pm Check Earnings Report
US:NYSE Investor Relations: investors.aflac.com
Company Research Source: Yahoo! Finance
Is now the time to buy Aflac, or should you be careful about including it in your portfolio? Dive into our full research report to see our analyst team's opinion, it's free Why Do We Think Aflac Will Underperform? We're swiping left on Aflac for now. Here are three reasons you should be careful with AFL and a stock we'd rather own. 1. Declining Net Premiums Earned Reflect Weakness When insurers sell policies, they protect themselves from extremely large losses or an outsized accumulation of losses with reinsurance (insurance for insurance companies). Net premiums earned are: Gross premiums - what's ceded to reinsurers as a risk mitigation and transfer strategy Aflac's net premiums earned has declined by 6.2% annually over the last five years, much worse than the broader insurance industry. This shows that policy underwriting underperformed its other business lines. Aflac Trailing 12-Month Net Premiums Earned 2. Revenue Projections Show Stormy Skies Ahead Forecasted Show less Read more
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