Affirm: Credit Card Interest Rate Cap Could Be Bullish [Seeking Alpha]
Affirm Holdings, Inc. - Class A (AFRM)
Company Research
Source: Seeking Alpha
AFRM's upcoming quarter, covering the robust holiday shopping period, is expected to showcase continued strength as consumer adoption of BNPL accelerates. Potential credit card interest rate caps could structurally benefit BNPL providers like AFRM, driving further market share gains among underbanked consumers. Trading at ~26.5x forward EPS with 30% GMV growth guidance, AFRM's premium valuation is justified by leadership, durable margins, and upside potential. hapabapa/iStock Editorial via Getty Images Affirm Holdings, Inc. ( AFRM ) has almost become a synonymous term for BNPL across the United States. Although there are still plenty of skeptics about these business models, I believe Affirm has established enough credibility to This article was written by Analyst's Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it
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AFRM
News
- Jim Cramer Discusses Trump Interest Rate Cap & Affirm (AFRM) [Yahoo! Finance]Yahoo! Finance
- Affirm to announce second quarter fiscal year 2026 results on February 5, 2026Business Wire
- Plastic Surgery: Winners and Losers of the Proposed 10% Interest Cap [Yahoo! Finance]Yahoo! Finance
- Affirm updates underwriting with enhanced signals to better reflect consumers’ real-time financesBusiness Wire
- Affirm Holdings (AFRM) Stock Declines While Market Improves: Some Information for Investors [Yahoo! Finance]Yahoo! Finance
AFRM
Earnings
- 11/6/25 - Beat
AFRM
Sec Filings
- 1/16/26 - Form 8-K
- 1/7/26 - Form 4
- 1/7/26 - Form 4
- AFRM's page on the SEC website