Plastic Surgery: Winners and Losers of the Proposed 10% Interest Cap [Yahoo! Finance]
Affirm Holdings, Inc. - Class A (AFRM)
Company Research
Source: Yahoo! Finance
A proposed 10% APR cap pressures subprime-focused card economics, widening the gap between traditional lenders and transaction-based platforms. Investors appear to be positioning for a credit vacuum, where displaced borrowers migrate to alternative financing and payments ecosystems. Interested in Affirm Holdings, Inc.? Here are five stocks we like better. The market reaction in the finance and fintech sectors on Jan. 12, 2026, was not a panic sell-off. It was a precise, calculated sorting event. Following the Trump administration's announcement of a proposed 10% cap on credit card interest rates, the financial sector fractured. While the headlines focused on the drop in major indices, a closer look shows key divergences between two specific groups: traditional lenders, and financial technology (fintech) companies. Investors are witnessing the Great Rate Bifurcation event. Capital is aggressively rotating out of business models that rely on high Annual Percentage Rates (APRs)
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AFRM
News
- Jim Cramer Discusses Trump Interest Rate Cap & Affirm (AFRM) [Yahoo! Finance]Yahoo! Finance
- Affirm to announce second quarter fiscal year 2026 results on February 5, 2026Business Wire
- Affirm updates underwriting with enhanced signals to better reflect consumers’ real-time financesBusiness Wire
- Affirm: Credit Card Interest Rate Cap Could Be Bullish [Seeking Alpha]Seeking Alpha
- Affirm Holdings (AFRM) Stock Declines While Market Improves: Some Information for Investors [Yahoo! Finance]Yahoo! Finance
AFRM
Earnings
- 11/6/25 - Beat
AFRM
Sec Filings
- 1/16/26 - Form 8-K
- 1/7/26 - Form 4
- 1/7/26 - Form 4
- AFRM's page on the SEC website