Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks [Yahoo! Finance]
Citizens Financial Services, Inc. (CZFS)
NASDAQ:AMEX Investor Relations:
investor.citizensbank.com/about-us/investor-relations.aspx
Company Research
Source: Yahoo! Finance
Also, retirees who have constructed a nest egg have valid justifications to be concerned, since the traditional ways to plan for retirement may mean income can no longer cover expenses. Some retirees are now tapping their principal to make a decent living, pressed for time between decreasing investment balances and longer life expectancies. Your parents' retirement investing plan won't cut it today. In the past, investors going into retirement could invest in bonds and count on attractive yields to produce steady, reliable income streams to fund a predictable retirement. 10-year Treasury bond rates in the late 1990s hovered around 6.50%, whereas the current rate is much lower. While this yield reduction may not seem drastic, it adds up: for a $1 million investment in 10-year Treasuries, the rate drop means a difference in yield of more than $1 million. Today's retirees are getting hit hard by reduced bond yields-and the Social Security picture isn't too rosy either. Right now
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CZFS
News
- Citizens Financial Services (CZFS): Profit Margin Leap Reinforces Value-Focused Narrative [Yahoo! Finance]Yahoo! Finance
- Citizens Financial Services GAAP EPS of $2.09 beats by $0.33, revenue of $28.99M [Seeking Alpha]Seeking Alpha
- CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2025 FINANCIAL RESULTSPR Newswire
- Citizens Financial Services (NASDAQ:CZFS) was upgraded by analysts at Janney Montgomery Scott to a "strong-buy" rating.MarketBeat
- Citizens Financial Services (NASDAQ:CZFS) was downgraded by analysts at Zacks Research from a "strong-buy" rating to a "hold" rating.MarketBeat
CZFS
Earnings
- 10/30/25 - Beat
CZFS
Analyst Actions
- 10/28/25 - Janney Montgomery Scott
CZFS
Sec Filings
- 12/1/25 - Form 4
- 11/6/25 - Form 10-Q
- 11/5/25 - Form 4
- CZFS's page on the SEC website