Cautious Holiday Spending Appears to Have Softened the Typical January Credit Card Delinquency Spike
Equifax, Inc. (EFX)
Last equifax, inc. earnings: 4/20 05:24 pm
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Source: GlobeNewswire
Equifax Canada® Market Pulse Quarterly Consumer Credit Trends and Insights TORONTO, Feb. 24, 2026 (GLOBE NEWSWIRE) -- Equifax® Canada’s Q4 2025 Market Pulse Consumer Credit Trends and Insights data suggests a clear divergence in financial health across the country. As 2025 came to a close, the pressures of a cooling labour market and persistent inflation led to a continued widening split in financial health: older consumers with higher credit scores showed resilience; while younger consumers and those in Ontario & Western provinces showed signs of financial weakening. Total consumer debt climbed to $2.65 trillion in Q4 2025, a 3.13 per cent increase year-over-year, driven by a $50.26 billion rise in mortgage balances and a 4.50 per cent jump year-over-year in non-mortgage debt. Missed payments on non-mortgage debt peaked at the end of December, with 90+ day balance delinquency rising from 1.64 per cent to 1.73 per cent (a year-over-year increase of 5.43 per cent). Consumers aged
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EFX
News
- Ex-Equifax employee alleges firm allowed fraudulent access to credit file [Advisor.ca (Canada)]Advisor.ca
- Ex-Equifax employee alleges firm allowed fraudulent access to credit file [Investment Executive - News]Investment Executive - News
- Canadians grow numb to scams as fraud climbs and doorstep vigilance rises [Wealth Professional (Canada)]Wealth Professional
- Equifax (EFX) was upgraded by Argus to "hold".MarketBeat
- Equifax Announces Participation in March Investor ConferencesPR Newswire
EFX
Earnings
- 2/4/26 - Beat
EFX
Sec Filings
- 2/27/26 - Form 4
- 2/27/26 - Form 4
- 2/27/26 - Form 4
- EFX's page on the SEC website