FICO® Score Credit Insights Report: Average FICO Score Dips to 714
Fair Isaac Corporation (FICO)
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Source: Business Wire
Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO), global analytics software leader, today released its Spring ’26 edition of the FICO® Score Credit Insights report, showing the average U.S. FICO Score declined to 714, continuing a gradual downward trend since 2023, even though a record 48.1% of consumers now have FICO® Scores of 750 or higher.The findings point to an increasingly segmented credit market consistent with a K-shaped economy, with a growing share of consumers maintaining strong credit profiles while challenges persist for lower-scoring borrowers, particularly amid elevated inflation and higher interest rates.With FICO® Scores used by 90% of top U.S. lenders, the findings from the bi-annual FICO® Score Credit Insights report offer critical insight into where risk is stabilizing, where pressure remains, and how lenders can identify responsible gr
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- Fair Isaac (FICO) had its price target lowered by Robert W. Baird from $1,960.00 to $1,547.00. They now have an "outperform" rating on the stock.MarketBeat
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FICO
Earnings
- 1/28/26 - Beat
FICO
Sec Filings
- 3/26/26 - Form SCHEDULE
- 3/20/26 - Form 8-K
- 3/11/26 - Form 8-K
- FICO's page on the SEC website