FICO UK Credit Card Market Report: January 2026
Fair Isaac Corporation (FICO)
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Source: Business Wire
Persistent financial pressures evident as customers reduce spend and focus on paying credit card bills, but missed payments remain high LONDON--(BUSINESS WIRE)--Analysis of credit card data for January 2026 by global analytics software leader FICO (NYSE:FICO) shows the typical post-Christmas reduction in spending as customers prioritised payments after the festive break. However, with spending lower year-on-year and increases in missed payments, the financial pressures that were a feature of the UK economy for the majority of 2025 have continued into the new year, requiring risk and collections teams to remain vigilant.HighlightsSpending fell by 9.4% month-on-month to an average of £755; 1.8% lower than January 2025 this is a clear indication of continued financial pressuresAfter reaching a record high in December 2025, balances only fell slightly in January 2026, by 0.6%, remaining 4.8% higher year-on-year33.9% of overall balances were paid, which is 1.4% higher month-on-month but
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- Sol Rashidi, World’s First Chief AI Officer, Joins Agenda at FICO World 2026Business Wire
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- Fair Isaac (FICO) had its price target lowered by Robert W. Baird from $1,960.00 to $1,547.00. They now have an "outperform" rating on the stock.MarketBeat
- FICO® Score Credit Insights Report: Average FICO Score Dips to 714Business Wire
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- 1/28/26 - Beat
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- 3/26/26 - Form SCHEDULE
- 3/20/26 - Form 8-K
- 3/11/26 - Form 8-K
- FICO's page on the SEC website