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Stock impact report

TrustCo (TRST) Q2 2025 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]

TrustCo Bank Corp NY (TRST) 
Last trustco bank corp ny earnings: 4/21 04:00 pm Check Earnings Report
Chief Financial Officer — Michael M. Ozimek Chief Banking Officer — Kevin M. Curley Need a quote from a Motley Fool analyst? Email pr@fool.com TAKEAWAYS Net Income -- $15 million, up 19.8% year over year, with nearly $30 million reported year-to-date. Net Interest Income -- $41.7 million, rising $4 million or 10.5% compared to the prior year quarter. Net Interest Margin -- 2.71%, an increase of 18 basis points from the prior year quarter. Return on Average Assets and Equity -- 0.96% and 8.73%, respectively, both increasing by double digits year over year. Book Value Per Share -- $36.75 at quarter end, up 6.6% compared to $34.46 a year earlier. Equity to Assets Ratio -- 10.91%, increasing from 10.73% in the prior year quarter. Loan Portfolio Growth -- Average loans increased 2.3% or $115.6 million to $5.1 billion, marking an all-time high. Home Equity Portfolio -- Grew by $64.7 million or 17.8% year over year, leading all categories. Commercial Loan Growth -- P Show less Read more
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