Why the shadowy credit score industry should not exist [Globe and Mail, The (Toronto, Canada)]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Globe and Mail, The
Several years ago, when applying for a small-business grant, I was asked for a copy of my credit report. My score was poor, but my sheepishness was countered by the fact it was a non-repayable grant and not a loan. Yet during the interview I was hectored about the importance of having a good credit score and intrusive questions about why I didn't. In subsequent years, though my own credit score has vastly improved, I have noticed their continuing encroachment on our lives. Credit scores – ratings between 300 and 900 – loom beyond lending decisions, extending to renting property, employment background checks – and even love. The U.S. financial platform Neon Money Club recently launched a limited-time dating app called Score, to connect financially like-minded singles with at least a 675 credit score. Since the turn of the 1900s, credit bureaus – which sound governmental, yet are for-profit businesses – have aimed to predict financial behaviours and trustworthiness of borrowers. Bu
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News
- How to navigate credit report errors [Yahoo! Finance]Yahoo! Finance
- VantageScore CreditGauge™ March 2024: Delinquencies Declined Month-over-Month for First Time Since 2021 Across all Days Past Due Categories as the Average VantageScore Credit Score Increased to 702 [Yahoo! Finance]Yahoo! Finance
- Here is the average credit score at every age in the U.S.—see how yours stacks up [CNBC]CNBC
- How length of credit history affects your credit score [Yahoo! Finance]Yahoo! Finance
- TransUnion (NYSE: TRU) had its price target raised by analysts at Morgan Stanley from $87.00 to $90.00. They now have an "overweight" rating on the stock.MarketBeat
TRU
Earnings
- 4/25/24 - Beat
TRU
Sec Filings
- 4/25/24 - Form 10-Q
- 4/25/24 - Form 8-K
- 4/23/24 - Form 8-K
- TRU's page on the SEC website